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Storm damaged my garage door. What now?
File an insurance claim as soon as you can if hail or strong winds damaged your home. TDI can help you find your company's number at 800-252-3439. (source: Texas Department of Insurance)
- Take pictures and video of the damage and make a list of it.
- Do not throw damaged items away until your insurance company tells you.
- Prevent more damage and save all receipts. Your policy may pay for temporary repairs.
- Be available for the adjuster visit.
- Get more than one bid. Do not pay in full up front, and do not make the final payment until work is done.
- Avoid contractors who offer to waive your deductible. It is illegal to waive a homeowners deductible under state law.
(source: Texas Department of Insurance)
On the coast, see wind-rated doors and the WPI-8.
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Sources
- Texas Department of Insurance (TDI): Hail damage to your home or car? What to do next. (checked November 1, 2026)
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